MasterCard Identity Check has started using selfie checks instead of passwords to identify its customers. It would certainly solve password-related issues, but how sensitive will the facial-recognition be? Will it be able to take on board subtle aging signs? If the customer suffers an accident or surgery that alters their face, is there a way to 'modify' the recognition? What if you have a very changeable face?
I say this as someone who has consistently failed at the facial recognition gate at customs.
Mastercard has started rolling out a new technology that could allow customers to make purchases online by taking a selfie rather than entering a password. As previously rumored, the technology, called MasterCard Identity Check, will enable shoppers to make payments simply by placing a finger on the scanner of their smartphone, or blinking into its selfie camera to prove their identity. Mastercard said the system could eliminate the need for consumers to remember passwords when shopping online.